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How to Buy Real Estate in Costa Rica

Atenas Costa Rica homes

You’ve been to Costa Rica. Looked at real estate opportunities. And now you’re ready to buy a home or property in Costa Rica.

But what’s involved? And how exactly do you go about buying a house in Costa Rica?


Home buyers in Costa Rica face the added challenges of a different real estate system and language from North America, and most of Europe. Although Costa Rica is one ofthe best Latin American countriesregarding foreign investment and ownership rights, you should be as informed as possible. Savvy buyers know you should use a professional realtor in Costa Rica for buying real estate.

Licensed Costa Rica realtors Dennis Easters and Gerardo Gonzalez, with Pure Life Development of Atenas, will be with you from start to finish in the process of buying a house or property, and even beyond as you start your new life in Costa Rica.

Homes for sale in Atenas Costa Rica

9 easy steps to buying a house in Costa Rica

Step 1

Once you and your realtor have found a house you want to buy, you will meet to negotiate the vital points of the purchase offerwhich will protect you in the future: home inspection, closing date, amount and terms of the escrow, purchase price, items to be included in the sale: furnishings, vehicle, shell corporation for the property, etc. During that meeting, you will calculate the closing costs – lawyer’s fees, transfer tax on the deed, and official certifications (doc stamps) – and how they will be split with the seller. Then your realtor will present the offer.

Image by thegoldguys.blogspot.com

Step 2

Contact a real estate lawyer in Costa Rica. Your lawyer will do a title search on the property to ensure there are no liens or attachments, and explain the laws and contracts of Costa Rica. He/she will prepare an official contract to be signed by you (the buyer) and the seller, which must be notarized. Ideally, you would want your attorney to also be your escrow agent. In Atenas, Costa Rica, Pure Life Development real estate agency uses Costa Rica attorney Pablo Arias, who is also a notary and a legally authorized escrow agent.

In Costa Rica, property titles are usually held by a non-commercial shell corporation, which is called an S.A. (Sociedad Anonima), like a C corporation in the USA, or an LLC (Limited Liability Corporation). Title can also be held in a person’s name, but using a corporation limits your liability; and if you are not a legal resident of Costa Rica, the corporation can open a bank account and utility services for the home, whereas you cannot.

It’s not common, but sometimes it is possible to arrange owner-financingwith the seller. Bank mortgages are exceedingly difficult for non-residents of Costa Rica to obtain. If you are going this route, your lawyer will discuss with you the terms of the private mortgage, which would have been negotiated in the contract, how the mortgage will be paid, and other details. The costs of arranging a mortgage and officially recording it are always the responsibility of the buyer in Costa Rica.

Step 3

Execute the contract. You and your realtor will arrange for the home inspection and survey verification, make sure escrow is deposited, and any other due diligence necessary. If there are any problems, your realtor will help you find out if the issue can be legally resolved and negotiate that with the seller.

Homes for sale in Costa Rica

Step 4

Prepping for closing. Your realtor will help you arrange how payments will be executed, whether by bank transfer to Costa Rica or to another country, or by certified check in Costa Rica.

Step 5

Preparing for ownership of your new home. One of the many positive attributes about Dennis Easters and Gerardo Gonzalez of Pure Life Development are that they share with clients their extensive network of qualified professionals: pool service, gardeners, maids, electricians, contractors, handymen, doctors, lawyers, immigration specialists, movers, pet-sitters, architects, where to shop and dine in Atenas, what to do in the area, where to go on vacation, etc.

Step 6

The day before, or day of the sale closing, you will do a walk-through of the houseand property to make sure nothing has changed per the contract (the house hasn’t burned down or been damaged), and that everything you purchased with the house is still all intact. Your lawyer also will do another title search to make sure there are no new liens or attachments to the property.

Buying a new home in Costa Rica

Step 7

For the sale closing, you will meet at your attorney’s office to sign the official papers. Once the papers are signed, your attorney will hold them until the final funds are received, which usually is simultaneously being completed at the closing table. Buyers typically will either call their bank or go online and execute the final payment by bank transfer at that time. An official bank confirmation that the transfer has been sent is enough in most cases to conclude the closing. At this time, you should make sure you get your keys and anything else you need for your new home.

Step 8Celebration

Your lawyer will submit the paperwork to the Costa Rica national registry to change the title to your name as the new buyer, or your corporation. The official confirmation usually comes back to the lawyer within 8 to 10 days showing the new registration.

Step 9

Then you celebrate!!!

Atenas Costa Rica

Costa Rica is among the best countries to retire and is also excellent for real estate investment. See why Costa Rica is a great place to live in our latest blog article. If you’re in the market to buy real estate in Costa Rica, you’ll find a variety of home options to choose from to fit your lifestyle, budget and needs.

Contact Pure Life Development of Atenas for assistance with your Atenas Costa Rica real estate needs.

Article by Shannon Farley

Costa Rica Realtors Chamber

Tours in Costa Rica

Pure Life Development of Atenas is a full service tour company. We feature full vacation packages and day trips for the family. Our tour director Nelson Conejo is very experienced and provides a personal service and attention to detail second to none in Costa Rica. Please write Nelson or give him a call to arrange your next Costa Rican vacation at (506)2446-0447 or

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Retirement Living in Atenas

Interview with Pure Life Development co-founder and certified realtor Dennis Easters, about Costa Rica ranked by AARP as "one of the best places to retire abroad".


Atenas Costa Rica

Grecia Costa Rica